K Cooley Properties
K Cooley Properties
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Preparation

Keep Calm Buy
Before you start shopping for your property, it is a good idea to make some preparations.Build Your Green File.
A green file contains all your important financial documents. You will need it to secure financing for your property. The typical green file should contain:

  • ¬†Financial statements
  • Bank accounts
  • Investments
  • Credit cards
  • Auto loans
  • Recent pay stubs
  • Tax returns for two years
  • Copies of leases for investment properties
  • 401K statements, life insurance, stocks, bonds, and mutual account information

Check Your Credit Rating.
Your credit score will have a huge impact on what type of property you can buy, and at what price.

Be Careful With Your Finances.
Now is not a good time to make sudden career changes or large purchases. You want to approach your property purchase from a position of financial stability.